Terms & Conditions

1. Introduction

By using the services provided by Payday Prosper ("We", "Us", or "Our"), you ("You", "Your", or "User") agree to be bound by the following Terms & Conditions. If you do not agree with these terms, you must cease using our services immediately.

2. Service Description

Payday Prosper acts as a loan broker, connecting users seeking loans with potential lenders. We do not offer loans directly, nor do we make decisions related to lending or loan approvals.

3. Eligibility

Users must be at least 18 years of age and have the legal capacity to enter into a binding agreement in their jurisdiction. By using our service, you represent that you meet these eligibility criteria.

4. Personal Information

By using our service, you agree to provide accurate, current, and complete information as prompted by our application form. You also consent to the use of your information to match you with potential lenders.

5. Data Protection

We prioritize user data protection. However, by using our services, you consent to the sharing of your information with potential lenders in our network. We use state-of-the-art encryption technologies to safeguard your data. For more details, please refer to our Privacy Policy.

6. Limitation of Liability

Under no circumstances shall Payday Prosper be liable for any direct, indirect, incidental, or consequential damages resulting from your use or inability to use our services, even if we have been advised of the possibility of such damages.

7. Third-Party Lenders

Payday Prosper is not responsible for any agreements, terms, or actions taken by lenders we connect you with. Users are advised to read and understand the terms provided by lenders before entering into any binding loan agreement.

8. No Guarantee

While we endeavor to connect users with potential lenders, we do not guarantee that you will be matched with a lender, or that the terms will be favorable.

9. Intellectual Property

All content on the Payday Prosper platform, including text, graphics, logos, and software, is the property of Payday Prosper and protected by copyright laws. Unauthorized use is prohibited.

10. Changes to Terms & Conditions

We reserve the right to modify, alter, or update these Terms & Conditions at any time. It is your responsibility to periodically review these terms. Continued use of our services indicates your acceptance of any changes made.

11. Governing Law

These Terms & Conditions shall be governed by the laws of the jurisdiction in which Payday Prosper operates. Any disputes shall be settled in the relevant courts of that jurisdiction.

12. Severability

If any provision of these Terms & Conditions is deemed invalid or unenforceable, the remaining provisions will remain in full force and effect.

13. Termination

We reserve the right to terminate or suspend access to our services without prior notice, for conduct that we believe violates these Terms & Conditions or is harmful to other users, us, or third parties, or for any other reason.

14. Indemnification

You agree to indemnify, defend, and hold harmless Payday Prosper and its affiliates, officers, and employees from any claim, demand, losses, or costs, including reasonable attorney fees, resulting from your violation of these Terms & Conditions or your use of our services.

15. Contact Information

For any concerns or queries related to these Terms & Conditions, please contact our support team at support email.